The Retirement Risk Zone is the period of time that begins roughly 10 years before retirement and ends 10 years into retirement.
During that time, you will make many of the most consequential financial decisions of your life, including your exact retirement date and age, when to claim social security, how to claim Medicare, how to reposition your retirement assets, as well as how to create an income from retirement savings. So much focus is put on the accumulation (Savings phase) of retirement, or the distribution (spending phase) of retirement that the risk zone often gets overlooked despite its importance.
This podcast is designed to not only help you navigate the retirement risk zone but thrive in retirement.
My name is Eric Amzalag, I am a Certified Financial Planner TM, Retirement Income Certified Professional, and owner of the independent Financial Planning and Wealth Management Firm Peak Financial Planning.
Let's explore retirement income planning, social security, retirement investing, and retirement satisfaction together.
Happy Retirement Planning!
Latest Episodes
How to Know When You Can Spend More In Retirement
This episode will detail how we help clients understand when they can SPEND MORE in retirement.Retirement is all about matching how much you would like to spend, with ...
Social Security for Dummies
This podcast will cover all things social security.How social security worksExplain 35 years of earningFull retirement age (what age it is)Early claiming (decreased be...
You Can't Retire Until You Know THIS
In this episode we review a simple retirement formula that you can use to find the minimum amount of portfolio assets you would require on the day you retire.We call t...
Retirement Plannings Missing Phase (The Retirement Risk Zone)
Avoiding retirement planning until JUST before you retire is extremely dangerous. To use an analogy we are all familiar with - it would be like waiting to lose weight ...
4 Things The Most Successful Retirees Do...
4 Things the Most Successful Retirees Do...In this video we are discussing four key things that decrease the anxiety in retirement. Have a system for:1) Retirement Cer...